The Role of Technology, Financial Resources and Business Skills in Microenterprise Development in Mozambique
A collaborative effort with Carteira Móvel and the Central Bank of Mozambique.
This project aims to learn how mobile money can best increase the savings capacity of microenterprises and investigate how business skills affect the optimal management of savings for business development in Mozambique. To the best of our knowledge, this study will be the first to test for the relative importance, complementarity, and sustainability of low-cost interventions that leverage accessible technology to promote microenterprises development.
Using a 2×2 randomized control trial methodology, we will evaluate(1) the role of cell-phone technology (mobile money) in facilitating savings;(2) the impact of a financial training program aimed at assisting microenterprises to efficiently manage micro-savings and work towards achieving long-term self-declared business goals.
Principal Investigators:
Cátia Batista (Nova SBE)
Sandra Sequeira (LSE)
Pedro Vicente (Nova SBE)
Field Coordination:
Matilde Grácio
Rute Martins Caeiro
Partners:
Carteira Móvel
Central Bank of Mozambique
Funding:
International Growth Center (IGC)
United States Agency for International Development (USAID)
The full content was originally published in Novafrica.org
Nova SBE NOVAFRICA Knowledge Center
Nova SBE NOVAFRICA Knowledge Center operates since 2011. It is producing applied research on sub-Saharan Africa, where it has collaborated with a number of public authorities, private companies and local organizations.
Website
Natural resource discoveries: information campaigns for local communities
How can the interests of local communities be protected when valuable natural resources are discovered where they live? This column reports evidence from Mozambique on the importance of information campaigns to all citizens to ensure transparency and avoid mismanagement, corruption, and other undesirable aspects of the ‘resource curse’.
Learn more
The economic and social situation of Cabo Delgado
Pedro Vicente, scientific director of Nova SBE NOVAFRICA Knowledge Center, spoke to RDP Africa about the economic and social situation of Cabo Delgado, in Mozambique.
Learn more
Promoting Correct Fertilizer Use through Information and Commitment Savings using Mobile Money
Promote the proper use and integration of the use of fertilizers in agricultural practices in Mozambique is the goal of this Nova SBE NOVAFRICA Knowledge Center study.
Learn more
